Overseas Property Blog :: guide to international real estate investment

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Posts Tagged ‘south america’

Brazil Emerges As Latin America’s New Secondary Home Luxury Market

by OP-Mall on Monday, December 1st, 2008 in Brazil Property

itapuá-coastline-salvador-bahia-brazil

Brazil is by all means a vast country with an area that covers 8,514,215 km² and occupies about half of South America’s land mass. With four different time zones and a wide range of climatic regions, Brazil has established itself as  new emerging market for luxury development. A new report released by Knight Frank clearly indicates that things have only just started to heat up in regards to Brazil’s real estate market.

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Brazil Surges Ahead With Real Estate Sales

by OP-Mall on Friday, June 6th, 2008 in Brazil Property, South American Property

For Brazilians, the dream of owning their own home has become one of reality since the government changed their regulations back in 2005. Like never before, Brazilians are able to purchase their own homes now by finally being able to obtain finance.

The “fiduciary alienation” rule allows loan lenders to legally own the property, until it is paid off in full by the borrower. This enables a peace of mind for financial institutions and private investors in the event of mortgage non-payments.

Normal loan terms run for 30 years with a 12% interest rate. Also, the Brazilian central bank regulations stipulate that 65% of the government’s savings will have to be reinvested into loans and housing credits to keep the calculated balance to cap interest rates.

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